Terms and Conditions for Lumexnovae Services

These Terms and Conditions outline the use of Lumexnovae’s automated recommendation services. By accessing or utilizing our platform, users agree to the terms described below, which are maintained in accordance with Canadian law.

Last modified January 21, 2026

Acceptance of Terms

By creating an account and using our services, you confirm that you have read, understood, and agreed to be bound by these conditions. Continued usage after changes constitutes acceptance of any updates to our policies.

Definitions

Key terms used throughout these Terms include the following definitions to clarify rights and responsibilities.

Platform refers to all digital products, services, and content provided by Lumexnovae, including AI-driven trade recommendations.

User refers to individuals or organizations accessing or utilizing the services offered by Lumexnovae.

Recommendation means automated outputs based on AI algorithms, which are informational only and not formal investment advice.

Content refers to texts, graphics, and data presented on the platform.

Service Usage

Lumexnovae provides informational AI-based recommendations only. Users must make all final decisions independently and are responsible for evaluating suitability and risk before acting on any recommendation.

Eligibility

Persons aged 18 and above with legal capacity in Canada may use our platform. By registering, you represent that all provided information is accurate and complete.

Service is not available in jurisdictions where prohibited.

User Responsibilities

You are expected to use the platform responsibly and in compliance with Canadian law and these Terms.

Provide accurate personal and contact information as requested at registration.
Review and understand recommendations before use or action.
Respect all intellectual property and use content solely for personal or permitted business purposes.
Notify us promptly if you become aware of unauthorized account access or platform misuse.

Prohibited Uses

The following activities are strictly forbidden on or through our platform:

Engaging in unauthorized commercial activities or reselling platform outputs.
Violating Canadian sanctions, export laws, or platform security measures.
Misrepresenting or manipulating recommendations or data.
Posting unlawful, defamatory, or misleading content.
Attempting to interfere with system integrity or user data.

Intellectual Property

All content, code, design elements, and AI models are the property of Lumexnovae or its licensors. Users are granted a limited, non-transferable license for lawful, personal or business use only. Unauthorized copying or distribution is prohibited.

User Content

You may upload content or data when using interactive features. You retain rights but grant Lumexnovae a license to use submitted material for operation and improvement of our services.

Your Rights with User Content

You are solely responsible for user content and must ensure you have rights and permissions for all uploads. Inappropriate content may be removed or reported.

Your Privacy Commitment

Your information is handled according to our Privacy Policy. Lumexnovae commits to protecting your data, never selling or disclosing it for unrelated purposes. Review the Privacy Policy for full details.

Read Privacy Policy

Disclaimer of Liability Terms

No guarantee or warranty is provided for accuracy, performance, or continuous availability of recommendations.

Important Notice

Past performance does not guarantee future results. Recommendations are informational only and are not investment advice. Always consider your own circumstances before making any financial decision.

Limitation of Liability

In no event will Lumexnovae be liable for damages arising from use of the platform or its recommendations, to the fullest extent permitted by law.

Indemnification

Users agree to defend and hold harmless Lumexnovae from any claims, damages, or liabilities related to misuse or violation of these Terms.

Dispute Resolution Process

For disputes, we encourage informal resolution. If unresolved, arbitration under Canadian law applies.

Arbitration

Claims will be settled by binding arbitration in accordance with Canadian arbitration rules, unless prohibited by applicable law.

This clause excludes remedies not available under consumer protection law.

Online Dispute Resolution Options

In some cases you may use an online dispute resolution process. Details are provided through our support channels.

Contact support for ODR resources

Severability

If any part of these Terms is found invalid, the rest remains effective.

Entire Agreement

These Terms, Privacy Policy, and related notices constitute the complete agreement between user and Lumexnovae.

Applicable Law and Jurisdiction

All agreements are governed by the laws of Canada and the user’s province, as allowed.

Termination

We may terminate access for violations or as required by law. Users may terminate their profile at any time per process described in these Terms.

Changes

We may update Terms and will notify users of material changes. Use after notice means acceptance of revised Terms.

Contact Lumexnovae with Questions

Contact us for clarification regarding these Terms, your responsibilities, or your data rights.

Email: content@lumexnovae.world

Phone: +1 (597) 133-9737

Address: 73 Bathurst Street, 4th Floor, Toronto, ON M5V 2P6 Canada

Effective Date: January 21, 2026

Version: 3